altGraaf

Overview

altGraaf is a digital platform that provides high-yield alternative fixed-income investment opportunities, including unlisted corporate bonds and venture debt. The platform aims to democratize access to these investment avenues, which were traditionally available only to high-net-worth individuals. By offering curated investment products, altGraaf enables a broader range of investors to participate in the fixed-income market. The platform's offerings encompass unlisted corporate bonds, invoice discounting, real-estate bonds, asset-backed leasing, and venture debt/revenue-based financing. These products typically offer annualized internal rates of return (IRR) between 8% and 20%, with investment tenures ranging from 30 days to 3 years. The minimum investment amount is set at 100,000 INR, making these opportunities accessible to a wider audience. altGraaf's parent company, AI Growth Pvt Ltd, was founded in September 2021 with the vision of democratizing the fixed-income investment space in India. The platform has experienced significant growth, processing over 4,500 crore INR in investments and repayments, with more than 200,000 registered investors. This growth reflects the increasing trust and interest in alternative fixed-income investments among Indian investors. altGraaf's investment philosophy centers on providing investors with diversified opportunities across various sectors, including manufacturing, fashion, agritech, real estate, trading, and NBFCs. The platform conducts thorough due diligence and risk assessment processes to ensure the quality and security of its investment offerings. By leveraging technology and a customer-first approach, altGraaf aims to set new benchmarks in the fintech industry and revolutionize the fixed-income space in India.

Investment Focus

• Completion of KYC (Know Your Customer) process
• Acceptance of platform's terms and conditions

Portfolio Companies