Databank Epack Investment Fund Limited

Overview

Databank Epack Investment Fund Limited, established in 1996, is Ghana's first mutual fund, focusing on long-term capital growth through investments in listed pan-African equities and fixed income instruments. The fund primarily invests in shares listed on the Ghana Stock Exchange and six other regulated African stock markets, including those in Egypt, Kenya, Malawi, Mauritius, and Tanzania. This diversified approach aims to yield significant returns over the long term. The fund's strategy involves a mix of equity and fixed income investments, with a recommended holding period of at least five years. As of March 31, 2026, the fund's asset allocation was 86.08% in equities and 13.92% in fixed income, with total assets under management amounting to GHC 514.13 million. The minimum investment for lump sum contributions is GHC 50, and the minimum monthly contribution is GHC 20. The fund charges an exit load fee of 3% in the first year, 2% in the second year, and 1% in the third year, with an annual management fee of 2.20%. Since its inception, Databank Epack Investment Fund Limited has demonstrated a strong track record, significantly outperforming the Ghana Stock Exchange over the years. The fund's performance is attributed to its diversified investment approach and the expertise of Databank Asset Management Services Ltd, which manages the fund. Investors are encouraged to consider their risk appetite and investment horizon before investing, as the fund is designed for those seeking high growth potential over the long term.

Investment Focus

• Minimum lump sum investment: GHC 50
• Minimum monthly contribution: GHC 20
• Recommended holding period: At least 5 years