Funding Income Trust

Overview

Funding Income Trust is a fixed-income investment opportunity designed for wholesale and sophisticated investors seeking consistent returns. The trust offers two investment options: a 6-month term with a targeted return of 8.00% per annum and a 12-month term with a targeted return of 8.50% per annum. Both options provide access to the Australian mortgage market through a pooled first mortgage investment fund, allowing multiple investors to fund a diversified portfolio of first-mortgage assets. These mortgages serve as security for the loans, offering ongoing returns to investors. The trust focuses on providing reliable income with pooled Australian first mortgages. It offers flexible terms, allowing investors to choose between a 6-month or 12-month investment period. The minimum investment amount is $50,000, and the trust is open to wholesale and sophisticated investors. The trust has a strong track record, with over $1.5 billion lent across more than 2,100 loans and over 5,700 investors using Funding as of April 30, 2026. The trust has maintained a zero capital loss record, reflecting its commitment to prudent lending practices. Investors can enhance their portfolios with secure income opportunities through the Funding Income Trust. The trust emphasizes creditworthy confidence by selecting borrowers who meet stringent lending standards, with each borrower approved by an experienced credit committee. This approach reduces risk and provides investors with peace of mind. The trust offers monthly yield potential, property-backed investments, flexible terms, and diverse investments across a variety of properties and mortgage types, helping manage risk and align with investors' financial goals.

Investment Focus

• Wholesale and sophisticated investors only