Jiayin Group Inc.

Overview

Jiayin Group Inc. is a Chinese fintech company that operates a platform connecting individual borrowers with financial institutions. The company offers loan products with fixed terms and repayment schedules, guarantee services, referral services for investment products offered by third-party financial service providers, technology development services, and commercial services. Founded in 2011, Jiayin Group Inc. is headquartered in Shanghai, China. The company is listed on the NASDAQ under the ticker symbol JFIN. Jiayin Group Inc. is a subsidiary of New Dream Capital Holdings Limited. The company's mission is to provide effective, transparent, secure, and fast connections between underserved individual borrowers and financial institutions. Jiayin Group Inc. utilizes a comprehensive risk management system and a proprietary risk assessment model that employs advanced big data analytics and sophisticated algorithms to accurately assess the risk profiles of potential borrowers. The company has demonstrated robust financial performance, with significant growth in revenue and net profit in recent years. Jiayin Group Inc. is committed to corporate sustainability, ethical business practices, and transparent governance. In 2024, the company strengthened its foundation through governance optimization, redefined service boundaries through technological innovation, and united ecosystem synergy through shared responsibility. The company advanced the fintech industry toward greater intelligence, security, and inclusiveness, generating long-term value for all stakeholders.

Investment Focus

• Underserved individual borrowers in China seeking connections with financial institutions