Jiraaf

Overview

Jiraaf is an Indian private investment firm specializing in high-yield alternative investments, including debt funding for startups. The firm offers a range of fixed-income products such as corporate bonds, securitized debt instruments, high-yield fixed deposits, treasury bills, and government securities, all carefully vetted for credibility and performance. Investors can start with amounts as low as ₹10,000, with tenures ranging from 3 to 36 months, aiming to provide returns between 8% and 15% per annum. The firm's investment strategy focuses on providing risk-adjusted returns by offering curated, risk-assessed fixed-income opportunities. Jiraaf's platform is regulated by the Securities and Exchange Board of India (SEBI), ensuring compliance with industry standards. The company has originated investments worth over ₹2,300 crore, with an average portfolio yield of 12.5%, and aims to reach ₹10,000 crore in investments over the next 24 months. As of October 2023, Jiraaf has more than 125,000 registered users. Jiraaf was founded in September 2021 by Saurav Ghosh and Vineet Agrawal, both seasoned professionals in corporate finance and real estate, respectively. The firm has attracted significant backing from prominent investors, including Accel and Harmony Partners, and has raised a total of $16.2 million in funding as of October 2023. The company's mission is to democratize access to high-quality investment opportunities, enabling individual investors to earn better returns beyond traditional options like equities, fixed deposits, real estate, and gold. The company emphasizes transparency, safety, and simplicity in its investment offerings, aiming to provide a seamless experience for both novice and experienced investors. Please note that investments in debt securities are subject to risks, including delay and/or default in payment. It's advisable to read all offer-related documents carefully before investing.