John Hancock 2040 Lifetime Blend Portfolio Class 1

Overview

The John Hancock 2040 Lifetime Blend Portfolio Class 1 is a target-date mutual fund tailored for investors aiming to retire around the year 2040. It provides a diversified portfolio that adjusts its asset allocation over time, transitioning from a higher emphasis on equities to a greater focus on fixed income and income-producing assets as the target date approaches. This strategy aims to balance growth and income, aligning with the evolving risk tolerance of investors nearing retirement. The fund employs a dynamic asset allocation approach, investing across multiple asset classes, including U.S. sector rotation, international equities, and fixed income instruments. Notable holdings encompass the JHancock U.S. Sector Rotation NAV, JHancock International Strategic Equity Allocation NAV, Vanguard S&P 500 ETF, Fidelity Mid Cap Index Fund, JHancock Bond NAV, Vanguard Total Bond Market ETF, Vanguard FTSE Developed Markets ETF, Fidelity Small Cap Index Fund, JHancock Emerging Markets Debt NAV, and JHancock High Yield NAV. This diversified mix seeks to optimize returns while managing risk, catering to the long-term investment horizon of its target demographic. With a net expense ratio of approximately 0.36%, the fund offers a cost-effective solution for retirement planning. It has demonstrated a total return of 18.44% over the past year, reflecting its performance in the context of broader market trends. The fund's investment philosophy centers on providing a managed, diversified investment solution that automatically adjusts risk exposure over time, supporting investors in achieving their retirement objectives with a focus on growth and income generation.

Investment Focus

• Minimum initial investment: $1,000
• Minimum subsequent investment: $1,000
• Available to U.S. investors

Portfolio Companies