KIFS Housing Finance Ltd

Overview

KIFS Housing Finance Ltd is a housing finance company established in November 2015, focusing on offering affordable home loans to low and middle-income customers across India. The company operates through a decentralized model, empowering branch and regional teams to make business decisions within the framework of approved policies and processes. As of October 2025, KIFS Housing Finance Ltd is led by six directors and has disbursed over INR 1,000 Crores to approximately 12,000 customers. The company's product portfolio includes home loans, plot and construction loans, loans against property, home construction loans, commercial property loans, home renovation loans, and home loan balance transfers. KIFS Housing Finance Ltd has a presence in 10 states with more than 92 branches and employs over 900 individuals. The company is registered with the National Housing Bank for advancing housing loans. KIFS Housing Finance Ltd's mission is to provide affordable and accessible home financing solutions, simplify the home loan process, and build lasting relationships with customers by offering personalized service and support throughout the home loan journey. The company's vision is to be the most trusted housing loan provider by creating tools for a seamless and intuitive online experience for customers, with the promise to always put customers first and work hard to earn their trust every day.

Investment Focus

• Affordable housing projects
• Low and middle-income housing developments
• Real estate projects in Tier 2, 3, and 4 towns in India