LendingOne

Overview

LendingOne is a direct private lender specializing in real estate investment loans across the United States. They offer a range of financing solutions tailored for real estate investors, including DSCR Rental Loans, Fix and Flip Loans, Fix to Rent Loans, SFR Portfolio Loans, and New Construction Loans. Their loan products are designed to accommodate various investment strategies, from single-family rentals to large-scale build-to-rent projects. LendingOne provides flexible financing options with competitive terms, aiming to support investors at different stages of their projects. Their services are accessible through their official website, where potential clients can learn more about their offerings and initiate contact. LendingOne's commitment to real estate investors is evident in their comprehensive loan products and dedicated support, making them a notable player in the private lending sector for real estate investments.

Investment Focus

• Minimum of 1-2 transactions in the last 3 years for Fix and Flip Loans
• No personal income verification required for Fix and Flip Loans
• Appraisals cost $550 each
• Lending territories: Florida
• LendingOne charges 1 point or $2,000 (whichever is greater) and $1,395 for processing and legal fees
• LendingOne provides up to 92.5% LTC and covers up to 100% of rehab costs for Fix and Flip Loans
• Closings can vary depending on several factors but typically LendingOne can close fix and flip loans in as little as 10 business days
• LendingOne offers multiple refinance options and discounts with their Fix to Rent program