Lument

Overview

Lument is a national leader in commercial real estate finance, delivering comprehensive capital solutions for investors in multifamily, affordable housing, seniors housing, and healthcare real estate. The firm offers a diverse range of financing options, including Fannie Mae, Freddie Mac, FHA, USDA, and balance sheet bridge financing, as well as a suite of capital markets lending products. In addition to financing, Lument provides real estate advisory services such as investment sales, investment banking, and investment management solutions. With approximately 600 employees across over 30 offices in the United States, Lument is committed to providing clients with a single source of capital solutions and services that address their needs throughout the real estate lifecycle. The firm's investment strategy focuses on transitional floating rate commercial mortgage loans, emphasizing middle-market multifamily assets. Lument's affiliation with ORIX Corporation USA, a publicly traded international financial services firm, enhances its ability to offer innovative capital solutions and leverage extensive resources to maximize risk-adjusted returns for its stakeholders. The company's experienced management team, averaging 27 years of industry experience, is dedicated to delivering value beyond the deal, empowering clients to see further, seize opportunities, and chart a path to success. Lument's proactive approach and deep market insights enable it to anticipate challenges and uncover potential, serving as a trusted extension of its clients' teams and aligning in purpose to achieve their success. Lument's comprehensive suite of debt solutions caters to a wide range of client needs, from refinancing and acquisitions to new construction projects. The firm's diverse loan offerings, including Fannie Mae, Freddie Mac, HUD/FHA, balance sheet, and alternative lending platforms, provide borrowers with multiple avenues for success. Clients can rely on Lument's specialist teams to structure and execute the optimal loan strategy for every business plan. The company's real estate investment sales platform, launched in 2024 under the leadership of John Sebree, reflects its determination to expand its services and provide clients with a compelling mix of complementary solutions for buying, selling, or recapitalizing properties. Lument's dedication to innovation and client success is evident in its continuous efforts to enhance its service offerings and adapt to the evolving real estate market. Lument's affiliation with ORIX Corporation USA, a subsidiary of ORIX Corporation, a publicly owned international financial services company with operations in 30 countries and regions worldwide, provides a strong foundation for its operations. ORIX Corporation's assets exceed $100 billion, and it has approximately $400 billion of assets under management. This partnership enables Lument to leverage ORIX's extensive resources and global reach, enhancing its ability to deliver comprehensive capital solutions and services to clients across the United States. The firm's commitment to excellence, innovation, and client success positions it as a leading provider of real estate finance and investment solutions in the multifamily and healthcare sectors.

Investment Focus

• Experience in real estate sectors and geographic markets
• Properties located in U.S. markets with multiple demand drivers
• Fully funded principal balance greater than $5 million
• Loan to Value ratio up to 80% of as-is value and up to 75% of as stabilized value
• Floating rate loans tied to one-month U.S. denominated LIBOR or any index replacement
• Three-year term with two one-year extension options