Prime Meridian Capital Management

Overview

Prime Meridian Capital Management is an investment management firm specializing in online Peer-to-Peer (P2P) lending strategies. Loans include consumer debt consolidation, small business financing, home improvement, auto financing, and more. We select loans using a risk based pricing approach that focuses on yield, duration, and credit quality with the objective of achieving consistent positive returns with low volatility and low correlation to other asset classes.\\Our flagship Prime Meridian Income Fund provides investors low cost access to short-duration, high yield consumer loan portfolios by taking advantage of the efficiencies in the burgeoning Peer-to-Peer (P2P) lending space. The Prime Meridian Small Business Lending Fund provides investors direct low cost access to short-duration high yield, collateralized loan portfolios from creditworthy small business owners that produce consistent returns.The objective of both funds is to outperform peer-to-peer lending platforms and other fixed income portfolios by using a dedicated API with proprietary credit algorithms to efficiently select quality loans in a broadly diversified portfolio. \\P2P lending is growing exponentially because tight credit conditions and large overhead with traditional banks has created opportunities to offer better credit terms for both the lender and the borrower, individuals and start-up businesses become more comfortable with crowd sourcing and the technology to support these initiatives becomes cheaper.