Mintos

Overview

Mintos is a European investment platform that provides investors with access to a wide range of asset classes, including loans, bonds, ETFs, and real estate investments. The platform enables users to diversify their portfolios and earn passive income through investments in various financial instruments. Mintos operates in multiple European countries, including Latvia, Poland, Germany, Italy, France, the Netherlands, Spain, the Czech Republic, Belgium, Austria, and Portugal. The platform offers automated investment strategies, allowing users to build personalized portfolios aligned with their financial goals and risk tolerance. Investors can start with a minimum investment of €50 and have the flexibility to cash out their investments at any time through the active Secondary Market. Mintos is regulated by the Bank of Latvia and is a member of the national investor compensation scheme, providing compensation up to €20,000 if the platform fails to return financial instruments or cash to investors. In recent developments, Mintos has initiated steps toward obtaining a banking license in Latvia, aiming to expand its service offerings beyond investment marketplaces. This strategic move is expected to provide enhanced financial products, such as integrated accounts and more seamless transactions for users. Additionally, the platform has launched the High-Yield Bonds portfolio, an automated investing feature designed to democratize access to bond markets, allowing users to invest as little as €50 in fractional bonds from diverse industries like aviation, consumer finance, and real estate. Key issuers include airBaltic, Eleving Group, and Summus Capital. Mintos has attracted significant investments to support its growth and expansion. In August 2024, the platform raised €3.1 million from 3,300 investors through a crowdfunding campaign on the London-based Crowdcube platform. The funds are intended to further develop the platform, attract clients across the EU, and enter new markets. In September 2024, Mintos secured an additional €2 million in debt financing from Latvian fund FlyCap, which will be used to enhance the platform's offerings and expand its reach to a wider audience of new investors. As of early 2026, Mintos continues to innovate and expand its services, solidifying its position as a leading investment platform in Europe. The company's commitment to providing diverse investment opportunities and user-friendly features has attracted a growing base of retail investors seeking higher returns amid economic volatility. Investing in financial instruments involves risks, and the value of investments can go up or down. Investors should carefully evaluate their knowledge, experience, financial situation, and investment goals before investing. Past performance, forecasts, or simulations do not guarantee future performance. Please refer to Mintos' risk information for more details.

Investment Focus

• Completion of identity verification and suitability assessment

Portfolio Companies